Disclaimer

David Muir is a registered mutual fund representative with Excel Private Wealth in the Province of Ontario, and an independent life agent in the Province of Ontario. Mutual funds offered through Excel Private Wealth, insurance through Manulife, RBC Insurance and Equitable Life. The information on this website is not intended as financial advice without an assessment of your personal situation. Always consult a lawyer or accountant for detailed legal or tax advice.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed and are not covered by the Canadian Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past Performance may not be repeated. If you are not a resident of Ontario, you are welcome to visit our Web site; however, this Web site and the products and services described herein were developed and are intended exclusively for Ontario residents. The information contained on this site does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.

THIS SITE IS NOT THE PROPERTY OF EXCEL PRIVATE WEALTH. THEY DO NOT HAVE ANY CONTROL OVER THE CONTENT OR THE USE OF THE SITE. EXCEL PRIVATE WEALTH SHALL NOT BE LIABLE OR RESPONSIBLE TO ANY PERSON FOR ANY HARM, LOSS OR DAMAGE (WHETHER ARISING IN CONTRACT, TORT, NEGLIGENCE OR OTHERWISE) THAT MAY ARISE DIRECTLY OR INDIRECTLY FROM THIS SITE, THE USE, INABILITY TO USE, OR MALFUNCTIONING OF THIS SITE OR THE INFORMATION CONTAINED HEREIN, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, THIRD PARTY OR CONSEQUENTIAL DAMAGES.

Notification of Access to Personal Information for Regulatory Purposes

For regulatory purposes, self-regulatory organizations including Market Regulation Services Inc., the Investment Dealers Association of Canada, the Mutual Fund Dealers Association of Canada, Bourse de Montreal Inc., and the Canadian Investor Protection Fund (collectively, "SRO's") require access to personal information of current and former clients, employees, agents, directors, officers, partners and others that has been collected or used by Regulated Persons. SRO's collect, use or disclose such personal information obtained from Regulated Persons for regulatory purposes, including:

• Surveillance of trading-related activity,
• Sales, financial compliance, trade desk review and other regulatory audits,
• Investigation of potential regulatory and statutory violations,
• Regulatory databases,
• Enforcement or disciplinary proceedings,
• Reporting to securities regulators, and
• Information-sharing with securities regulatory authorities, regulated marketplace, other self-regulatory organizations and law enforcement agencies in any jurisdiction in connection with any of the foregoing.